We can help you purchase with no credit needed!
We’re here to help! Get Pre-Approved before you shop or visit your local Factory Direct Mattress store to find out more! Choose an option that best suites you!

0% Financing Options Apply in Store

To purchase any of our products on layaway, we simply require a 10% down payment. All layaway orders need to be completed within a 90-day timeframe. There is no payment schedule.
Why Buy fromFactory Direct?
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